In some cases the customers acquire goods or services without the immediate payment in cash, and this means that they need a credit to pay for the goods and services bought. A credit application letter is written by guarantors, bankers, or assurors who take responsibility for paying for the credit in case the debtor is not able to. It is important for the letter to assure the creditor that they will receive their money. The formulation ought to contain:

Sample Credit Application Letter:

Name of the receiver

Address of the receiver (house number, street, city, state, zip or postal code)


Dear Sir/Madam,

We are very happy about you trusting our company to serve you and we hope that your needs will be fulfilled to the greatest extent.

In order to make sure that we can offer the most competitive prices on the market, we ask our clients to write a credit application. We are aware of the fact that some of the required information may be sensitive. Nonetheless, you can be sure that all the clients have to provide the same information and this is a safety measure to make sure that our clients won’t have to pay higher prices because of the bad credits of other people.

You will find enclosed an application form that you are required to fill in and forward to our company at the earliest moment possible so that our company will be able to extend your payment term with (number of days) upon approval.

Yours faithfully,

Name of the sender